Raymond J.
Hetterich CPA PFS
Professional Background
Ray began his business career at age 22 after
achieving his bachelor’s degree from the University of South
Florida. His experience spans associations with small and medium
size CPS firms, a national CPA firm, private industry and thirty
years operating an independent CPA firm. Ray merged his firm with
Hanson and Fenlon PA in November, 2006. He continues to be
available to long time clients, as needed, in the areas of tax and
accounting. He is now dedicating his time to the management of RJH
Wealth Management, Inc., a firm wholly owned by Ray.
RJH Wealth Management, Inc. originated in 1990
with Ray assisting clients with their financial affairs and the
management of their investments. Services include financial
planning consultations and assistance establishing financial goals
and methods to achieve them. Additionally, Ray establishes small
and medium size business 401k plans, Simple IRA plans and personal
investment programs.
Certifications and Organizations
- Certified Public Account
- Personal Financial Specialist (PFS) as
designated by the American Institute of CPA’s
- Certificate of Educational Achievement in
Personal Financial Planning
- Mortgage originator licensed
- Florida insurance licensed
- Past president, Sertoma Club of St.
Petersburg
- Treasurer, First Baptist Church of Indian
Rocks
- Treasurer, Heron House Assisted Living,
Largo, Florida
THE PLAN – one must build a sufficient
portfolio of assets in order to generate income to last a lifetime.
In other words – live below your means, save with tax efficiency and
manage your assets to meet your goals.
